Save Money and Time Using Financial Web Tools | Smart Moves to ...

Posted by Laura Adams on Feb 11, 2012 in Banking, Blog, Credit Cards, Insurance, Investing, Money Management, Recordkeeping, Retirement, Save Money, Taxes | 0 comments

Do you wish you could accomplish more with your money?

People often ask me what financial web tools I really use to?earn more, save more, and accomplish more in my life and business.

So here they are?20+?of my favorite web tools, resources, software, and services that allow me to be productive on the go and keep my finances super organized:

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Banking

#1 ?CheckingFinder: This site allows you to compare and open free, high-interest checking and savings accounts from community banks nationwide. Each institution is FDIC-insured, requires no minimum balance, refunds ATM fees nationwide, has free online bill pay, and pays exceptionally high interest rates. I found my online checking account using this amazing database years ago. The offers you receive depend on where you live in the U.S.

#2? PerkStreet Financial^SM? is a popular online rewards checking that that gives you cash back for purchases you make on your debit card. It?s has all the freebies including online bill pay,?paper checks, mobile alerts, and access to 42,000 nationwide free ATMs (the largest network). They?partnered with The Bankcorp Bank, member FDIC, so deposits are insured. You can read more information I wrote about how to make money using rewards checking. If I needed a second checking account?this is the one I would use.

#3??CarouselChecks: I rarely write a check these days. However, I do like to keep a few on hand if I need to pay someone quickly and they don?t take payment cards. Carousel is great because you can order as little as one half box of checks starting at $3.99. They?re quality checks 80% off bank prices and are delivered quickly.

Credit Cards

#4??Discover? More Card: Discover offers a wide range of rewards cards and?balance transfer cards?to help you save money based on the types of purchases you make the most.?I?ve had my Discover card since 1992 and won $1,000 in the mid-90s in one of their cash give-away promotions. I actually threw the award notice away because I didn?t believe it! When the 2nd award notice came in the mail, they got my attention and I hurried down to the post office to get my prize!

#5??Upromise: This is a clever way to save for college for yourself, a family member, or a friend by racking up cash rewards for purchases you?re already making. You can sign up for a Upromise credit card to get extra rewards?or just link your free Upromise account to existing credit and debit cards. Every time you make a qualifying purchase at thousands of local or online merchants (like grocery stores, gas stations, restaurants, and clothing stores) you get cash in your Upromise account. I created a quick video tutorial with more info: ?How to Use Upromise to Pay for College VIDEO?

Bookkeeping, Budgeting & Planning

#6??QuickBooks: I started using Quicken when I was in my mid-20s and then switched to QuickBooks so I could have more functionality for my businesses. Intuit products are the industry standard and they make bookkeeping easier than you could imagine. It aggregates all your financial accounts into a dashboard and keeps track of every transaction. My tax information is so organized that all I have to do for my personal and business taxes is run a few reports. I use the desktop software version, but now you can get QuickBooks Online.

#7??Mint: This is a free financial service owned by Intuit that?automatically pulls in all your?accounts (checking, savings, credit?cards) and categorizes every?transaction, so you can see where?your money goes. This is a great free alternative to paid financial software that makes it easy to budget. There are apps that make it easy to keep track of your financial accounts on any mobile device.

#8??Online Bill Pay: If your banking institution offers online banking, you probably also get free online bill pay. Once you start paying bills online you?ll wonder how you lived without it. You can pay any company or person with the click of the button. The back-end processing service wires your payment or mails a paper check (no charge to you) by the due date you enter. You save money on checks, envelopes, and stamps?not to mention countless hours! Also create alerts to be sent to your email, cell phone, or both so you never miss a payment due date.

#9??Budget and Financial Planners: These planners make it simple to do a variety of financial tasks like tracking a Budget, calculating your Net Worth, estimating your Investments, Planning for Retirement, estimating Taxes, and making Business Plans. My financial coaching clients love them!

Investing

#10??Betterment: This is a radically simple online brokerage where you can invest money in a regular taxable account or in a traditional or Roth IRA. Instead of having to pick specific stocks or bonds, you simply use a slider to indicate how conservatively (mostly bond funds) or aggressively (mostly stock funds) you want your money invested. I have accounts with Betterment and have also set my family up with ?them because they make investing so intuitive and easy. They offer a free app for your iPhone and iPad. You can watch me open an IRA at Bettering in ?How to Open a Rollover IRA VIDEO?.

#11??E*TRADE: This is a traditional online brokerage where you can invest money in a regular taxable account or in a traditional or Roth IRA. There are thousands of investments to choose from such as stocks, bonds, mutual funds, and exchange-traded funds (ETFs). I have an account with E*TRADE for when I want to research and purchase a specific investment. You can get free apps for any mobile device.

Taxes & Legal

#12??TurboTax?: This is another great product from Intuit that makes it easy to e-file your taxes. You answer a series of interview questions and the program takes you step-by-step through the process and searches for tax deductions and credits you?re qualified for. I use a local CPA to file my personal and business taxes each year. ?However, if your situation is fairly simple (you don?t own rental property or a business), TurboTax? Online Federal Free Edition?is a simple way to get your taxes done quickly and accurately each year.

#13??Legal Zoom: This is a one-stop shop for hundreds of different kinds of legal forms for your personal or business use, such as a Will, Power of Attorney, Bill of Sale, Promissory Note, Lease, and much more. The templates are created by attorneys and are extremely affordable. I?ve downloaded several of them for my personal and business use.

Credit

#14??AnnualCreditReport.com: This is the official free credit report site. You can get your full credit report from each of the 3 nationwide credit reporting agencies every 12 months. However, your credit report does not include your credit score. I pull my credit file from each agency (Equifax, Experian, and TransUnion) every 4 months. That allows me to see my credit report for free as often as possible and nip any fraudulent activity in the bud.

You can watch me check my own credit report in a step-by-step video tutorial when you download my free Credit Score Survival Kit.

#15??Credit Karma: Credit scores typically cost about $15. But they?re 100% free (with no strings attached) at Credit Karma! I like to check up on my credit score once a month to make sure no one has stolen my identity?so this site saves me almost $200 per year. Watch my ?Credit Score FAQ VIDEO??for answers to the most common credit questions.

Productivity & Savings Tools

#16??RoboForm: I can?t imagine being online without this fantastic password manager. It keeps all your user names, passwords in one place so you can login to all your favorite sites quickly and securely. There are versions for your?desktop and mobile devices that have?gone through multiple security reviews and are used by the U.S. government. Try out the free trial?you won?t want to give it up.

#17??eFax: This service allows you to send a fax anywhere you have an Internet connection and save the cost of a fax machine and fax phone line. I don?t have any land lines at home, so eFax lets me send and receive faxes on my computer.

#18??Skype: This free Voice Over IP (VOIP) service allows you to talk, video chat, or instant message with other Skype users using an Internet connection. You can call land lines and cell phones for incredibly low per-minute rates. Install the app on your mobile phone and save serious cell minutes! I use this to talk to friends or meet with coaching clients.

#19??Dropbox: This is a free service that lets you store your files (documents, photos, audios, and videos) in the cloud and share them with other people. This is great when you want to send any type of file that?s too big to email. Dropbox has free mobile apps and syncs up between all your devices. It?s used in combination with other apps I use like the next tool.

#20??QuickOffice Pro: This powerful app for your iPad allows you to create, edit, and share Microsoft? Office?documents, spreadsheets, and presentations. You can create a document on your laptop, send it to your Dropbox account, then open it up on your iPad to work on the go. If I create a spreadsheet on my iPad, I can transfer it back to my computer using Dropbox. I can work anywhere, online or offline.

#21??Restaurant.com: I?m a terrible cook, so I love eating out! This site offers huge discounts on my favorite local restaurants. Just enter your zip code and you?ll be amazed at the savings. It?s a great way to try out new restaurants without spending more than you want.

#22??Dinkytown.com: This site is loaded with online calculators that help you crunch the numbers on just about any personal finance issue. You?ll find calculators for mortgages, retirement, insurance, taxes, credit cards, debt, investments, autos, and more.

#23??Amazon?s Subscribe and Save: This savings program gives you 5% to 15% off Amazon?s lowest prices, plus free shipping on select groceries, beauty products, household supplies, food items, and more. I use this program to save money on over 15 different products including paper products, garbage bags, soaps, coffee, and drink mixes. I dread grocery shopping, so having Subscribe and Save products delivered straight to my front door is the best!

Source: http://lauradadams.com/save-money-and-time-using-financial-web-tools

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Whitney Houston, superstar of records, films, dies

In this photo provided by the Las Vegas News Bureau, Whitney Houston performs during the Billboard Awards at the MGM Grand in Las Vegas on Dec. 7, 1998. Often referred to as the Queen of Pop music at her best, Houston ex-wife of singer Bobby Brown, died Saturday, Feb. 11, 2012 at the age of 48. (AP Photo/Las Vegas News Bureau)

In this photo provided by the Las Vegas News Bureau, Whitney Houston performs during the Billboard Awards at the MGM Grand in Las Vegas on Dec. 7, 1998. Often referred to as the Queen of Pop music at her best, Houston ex-wife of singer Bobby Brown, died Saturday, Feb. 11, 2012 at the age of 48. (AP Photo/Las Vegas News Bureau)

In this photo provided by the Las Vegas News Bureau, Whitney Houston performs during the Billboard Awards at the MGM Grand in Las Vegas on Dec. 7, 1998. Often referred to as the Queen of Pop music at her best, Houston ex-wife of singer Bobby Brown, died Saturday, Feb. 11, 2012 at the age of 48. (AP Photo/Las Vegas News Bureau)

Alicia Keys, left, hugs Clive Davis at the loading dock outside the Beverly Hilton Hotel Saturday Feb. 11, 2012 in Beverly Hills Calif. Whitney Houston, who ruled as pop music's queen until her majestic voice and regal image were ravaged by drug use, erratic behavior and a tumultuous marriage to singer Bobby Brown, died Saturday. She was 48.(AP Photo/Mark J. Terrill)

Al Sharpton speaks about the death of singer Whitney Houston as he stands outside the Four Seasons Hotel, Saturday, Feb. 11, 2012 in Beverly Hills, Calif. (AP Photo/Richard Hartog)

A Crime Lab Beverly Hills police vehicle arrives at the Beverly Hilton Hotel Saturday Feb. 11, 2012 in Beverly Hills Calif. Whitney Houston, who ruled as pop music's queen until her majestic voice and regal image were ravaged by drug use, erratic behavior and a tumultuous marriage to singer Bobby Brown, died Saturday. She was 48.(AP Photo/Mark J. Terrill)

LOS ANGELES (AP) ? Whitney Houston, who ruled as pop music's queen until her majestic voice was ravaged by drug use and her regal image was ruined by erratic behavior and a tumultuous marriage to singer Bobby Brown, died Saturday. She was 48.

Beverly Hills police Lt. Mark Rosen said Houston was pronounced dead at 3:55 p.m. in her room on the fourth floor of the Beverly Hilton. A Los Angeles County coroner's official said the body remained in the building late Saturday.

"There were no obvious signs of any criminal intent," Rosen said.

Houston's publicist, Kristen Foster, said the cause of death was unknown.

Rosen said police received a 911 call from hotel security about Houston at 3:43 p.m. Saturday. Paramedics who were already at the hotel because of a Grammy party were not able to resuscitate her, he said.

Houston's death came on the eve of music's biggest night ? the Grammy Awards. It's a showcase where she once reigned, and where she will be remembered Sunday in a tribute by Jennifer Hudson, organizers said.

Her longtime mentor Clive Davis went ahead with his annual concert at the same hotel where her body was found. He dedicated the evening to her and asked for a moment of silence as a photo of the singer, hands wide open, looking to the sky, appeared on the screen.

Houston was supposed to appear at the gala, and Davis had told The Associated Press that she would perhaps perform: "It's her favorite night of the year ... (so) who knows by the end of the evening," he said.

Houston had been at rehearsals for the show Thursday, coaching singers Brandy and Monica, according to a person who was at the event but was not authorized to speak publicly about it. The person said Houston looked disheveled, was sweating profusely and liquor and cigarettes could be smelled on her breath.

Two days ago, she performed at a pre-Grammy party with singer Kelly Price. Singer Kenny Lattimore hosted the event, and said Houston sang the gospel classic "Jesus Loves Me" with Price, her voice registering softly, not with the same power it had at its height.

Lattimore said Houston was gregarious and was in a good mood, surrounded by friends and family, including daughter Bobbi Kristina.

"She just seemed like she was having a great night that night," said Lattimore, who said he was in shock over her death.

Aretha Franklin, her godmother, also said she was stunned.

"I just can't talk about it now," Franklin said in a short statement. "It's so stunning and unbelievable. I couldn't believe what I was reading coming across the TV screen."

The Rev. Al Sharpton said he would call for a national prayer Sunday morning during a service at Second Baptist Church in Los Angeles.

"The morning of the Grammys, the world should pause and pray for the memory of a gifted songbird," Sharpton said in a statement.

In a statement, Recording Academy President and CEO Neil Portnow said Houston "was one of the world's greatest pop singers of all time who leaves behind a robust musical soundtrack spanning the past three decades."

At her peak, Houston was the golden girl of the music industry. From the mid-1980s to the late 1990s, she was one of the world's best-selling artists. She wowed audiences with effortless, powerful and peerless vocals rooted in the black church but made palatable to the masses with a pop sheen.

Her success carried her beyond music to movies, where she starred in hits like "The Bodyguard" and "Waiting to Exhale."

She had the perfect voice and the perfect image: a gorgeous singer who had sex appeal but was never overtly sexual, who maintained perfect poise.

She influenced a generation of younger singers, from Christina Aguilera to Mariah Carey, who when she first came out sounded so much like Houston that many thought it was Houston.

But by the end of her career, Houston became a stunning cautionary tale of the toll of drug use. Her album sales plummeted and the hits stopped coming; her once serene image was shattered by a wild demeanor and bizarre public appearances. She confessed to abusing cocaine, marijuana and pills, and her once pristine voice became raspy and hoarse, unable to hit the high notes as she had during her prime.

"The biggest devil is me. I'm either my best friend or my worst enemy," Houston told ABC's Diane Sawyer in an infamous 2002 interview with then-husband Brown by her side.

It was a tragic fall for a superstar who was one of the top-selling artists in pop music history, with more than 55 million records sold in the United States alone.

She seemed to be born into greatness. In addition to being Franklin's goddaughter, she was the daughter of gospel singer Cissy Houston and the cousin of 1960s pop diva Dionne Warwick.

Houston first started singing in the church as a child. In her teens, she sang backup for Chaka Khan, Jermaine Jackson and others, in addition to modeling. It was around that time when music mogul Clive Davis first heard Houston perform.

"The time that I first saw her singing in her mother's act in a club ... it was such a stunning impact," Davis told "Good Morning America."

"To hear this young girl breathe such fire into this song. I mean, it really sent the proverbial tingles up my spine," he added.

Before long, the rest of the country would feel it, too. Houston made her album debut in 1985 with "Whitney Houston," which sold millions and spawned hit after hit. "Saving All My Love for You" brought her her first Grammy, for best female pop vocal. "How Will I Know," ''You Give Good Love" and "The Greatest Love of All" also became hit singles.

Another multiplatinum album, "Whitney," came out in 1987 and included hits like "Where Do Broken Hearts Go" and "I Wanna Dance With Somebody."

The New York Times wrote that Houston "possesses one of her generation's most powerful gospel-trained voices, but she eschews many of the churchier mannerisms of her forerunners. She uses ornamental gospel phrasing only sparingly, and instead of projecting an earthy, tearful vulnerability, communicates cool self-assurance and strength, building pop ballads to majestic, sustained peaks of intensity."

Her decision not to follow the more soulful inflections of singers like Franklin drew criticism by some who saw her as playing down her black roots to go pop and reach white audiences. The criticism would become a constant refrain through much of her career. She was even booed during the "Soul Train Awards" in 1989.

"Sometimes it gets down to that, you know?" she told Katie Couric in 1996. "You're not black enough for them. I don't know. You're not R&B enough. You're very pop. The white audience has taken you away from them."

Some saw her 1992 marriage to former New Edition member and soul crooner Bobby Brown as an attempt to refute those critics. It seemed to be an odd union; she was seen as pop's pure princess while he had a bad-boy image and already had children of his own. (The couple only had one daughter, Bobbi Kristina, born in 1993.) Over the years, he would be arrested several times, on charges ranging from DUI to failure to pay child support.

But Houston said their true personalities were not as far apart as people may have believed.

"When you love, you love. I mean, do you stop loving somebody because you have different images? You know, Bobby and I basically come from the same place," she told Rolling Stone in 1993. "You see somebody, and you deal with their image, that's their image. It's part of them, it's not the whole picture. I am not always in a sequined gown. I am nobody's angel. I can get down and dirty. I can get raunchy."

Brown was getting ready to perform at a New Edition reunion tour in Southaven, Miss., as news spread about Houston's death. The group went ahead with its performance, though Brown appeared overcome with emotion when his voice cracked at the beginning of a ballad and he left the stage.

Before his departure, he told the sell-out crowd: "First of all, I want to tell you that I love you all. Second, I would like to say, I love you Whitney. The hardest thing for me to do is to come on this stage."

Brown said he decided to perform because fans had shown their loyalty to the group for more than 25 years. During an intermission, one of Houston's early hits, "You Give Good Love," played over the speakers. Fans stood up and began singing along.

It would take several years for the public to see the "down and dirty" side of Houston. Her moving 1991 rendition of "The Star Spangled Banner" at the Super Bowl, amid the first Gulf War, set a new standard and once again reaffirmed her as America's sweetheart.

In 1992, she became a star in the acting world with "The Bodyguard." Despite mixed reviews, the story of a singer (Houston) guarded by a former Secret Service agent (Kevin Costner) was an international success.

It also gave her perhaps her most memorable hit: a searing, stunning rendition of Dolly Parton's "I Will Always Love You," which sat atop the charts for weeks. It was Grammy's record of the year and best female pop vocal, and the "Bodyguard" soundtrack was named album of the year.

She returned to the big screen in 1995-96 with "Waiting to Exhale" and "The Preacher's Wife." Both spawned soundtrack albums, and another hit studio album, "My Love Is Your Love," in 1998, brought her a Grammy for best female R&B vocal for the cut "It's Not Right But It's Okay."

But during these career and personal highs, Houston was using drugs. In an interview with Oprah Winfrey in 2009, she said by the time "The Preacher's Wife" was released, "(doing drugs) was an everyday thing. ... I would do my work, but after I did my work, for a whole year or two, it was every day. ... I wasn't happy by that point in time. I was losing myself."

In the interview, Houston blamed her rocky marriage to Brown, which included a charge of domestic abuse against Brown in 1993. They divorced in 2007.

Houston would go to rehab twice before she would declare herself drug-free to Winfrey in 2009. But in the interim, there were missed concert dates, a stop at an airport due to drugs, and public meltdowns.

She was so startlingly thin during a 2001 Michael Jackson tribute concert that rumors spread she had died the next day. Her crude behavior and jittery appearance on Brown's reality show, "Being Bobby Brown," was an example of her sad decline. Her Sawyer interview, where she declared "crack is whack," was often parodied. She dropped out of the spotlight for a few years.

Houston staged what seemed to be a successful comeback with the 2009 album "I Look To You." The album debuted on the top of the charts, and would eventually go platinum.

Things soon fell apart. A concert to promote the album on "Good Morning America" went awry as Houston's voice sounded ragged and off-key. She blamed an interview with Winfrey for straining her voice.

A world tour launched overseas, however, only confirmed suspicions that Houston had lost her treasured gift, as she failed to hit notes and left many fans unimpressed; some walked out. Canceled concert dates raised speculation that she may have been abusing drugs, but she denied those claims and said she was in great shape, blaming illness for cancellations.

Houston was to make her return to film in the remake of the classic movie "Sparkle." Filming on the movie, which stars former "American Idol" winner Jordin Sparks, recently wrapped.

___

Associated Press writers Andrew Dalton in Los Angeles and Adrian Sainz in Memphis, Tenn., contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-02-12-Obit-Whitney%20Houston/id-fc91dc0fcaf441d2b25d801fbbfc08aa

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Corporate Casual Dress Increases Business Productivity

With the intention to retain current employees and attract future prospective ones, companies started following a new trend which was known as corporate casual dress, some years back. Apart from the most important reason mentioned in the above sentence there are several other reasons for this trend. It helps in increasing the morale of co-workers in an organisation as well increases productivity among employees. It also has perceived benefits along with being a very good way of increasing awareness about the company.

Company policy for corporate casual dress can also appeal to employees for several reasons. Without the discomfort of wearing very formal clothes, employees enjoy wearing casual dresses, which keeps them less stressed and also help them in getting work done more efficiently. Also the relationship between colleagues and managers has been found to increase with increased casualness in dressing style.? Overall, according to a survey conducted in various companies, employees have a better appreciation for corporate casual dressing and it makes everyone a bit more comfortable working with each other.

The liking towards casual corporate apparel has several reasons to it. Increased casual apparel has been found to have a direct relationship with the morale of employees as well as productivity within the organisation. There are several companies who have reviewed their dress policy and introduced casual corporate dressing. Some companies even allow casual dressing every day. There is another purpose for allowing corporate casual dress; it helps as a promotional product. Companies can help in promoting business and develop a completely new product line for the promotion of their businesses apart from letting their employees dress casually.

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In a nutshell, having a corporate casual ?dress?policy is a brilliant way of keeping your employees happy and stress free, resulting in greater efficiency, satisfaction and overall productivity which can help further increase awareness about the business.?

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Follow The Following Tips To Fitness And Health | Article Full

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U.S. campaign style at frontline of winning votes (Reuters)

NEW YORK (Reuters) ? The policies of U.S. President Barack Obama and his potential Republican rivals differ, but when it comes to campaign trail fashion they could not be more alike with their style at the frontline of winning votes.

Whether it's rolled-up sleeves, or a checked shirt with no tie, candidates vying for the White House in November balance their fashion to appeal to average Americans and yet still look like a world leader, said experts at New York Fashion Week.

With the U.S. economy slow to recover from recession and the rise of the Occupy Wall Street movement putting economic inequality on the national agenda, experts said the Republican candidates were focusing more on casual styles.

But don't expect to see them in shorts and t-shirts, they still need to retain the look of a leader, experts say, with some criticizing former Pennsylvania Senator Rick Santorum's staple sweater vests as maybe a little too informal.

"The Republican candidates have dressed down more," said Tracy Taylor, U.S. editor of luxury online retailer Net-A-Porter. "It could be that they are trying to counterbalance Obama and how buttoned up and chic and refined he always looks."

"It's also a response to Occupy Wall Street," she said.

Obama has won more than just praise for his fashion from designers and editors. U.S. Vogue editor Anna Wintour hosted a reception on Tuesday to launch "Runway to Win," a collection from designers including Marc Jacobs, Tory Burch and Diane von Furstenberg, being sold online to raise money for his campaign.

But Obama didn't always have such a polished look, said Robert Burke of luxury consultants Robert Burke Associates. "President Obama used to get razzed about having oversized suits that were two sizes too big," Burke said.

GAP JEANS, SWEATER VESTS

Republican frontrunner former Massachusetts Governor Mitt Romney may be worth up to $250 million after a career on Wall Street, but jeans -- reportedly bought by his wife in Gap -- and checked shirts with no tie have been a mainstay in his wardrobe.

"Romney has actually had to really tone it down because he's known as this really swanky, sleek businessman. So he had to go further by wearing ill-fitting jeans and looking more roughed up so he could communicate more with the people," Taylor said.

Santorum drew attention not only for his surprise victory in the Iowa caucuses in January and sweep of nominating contests in Colorado, Minnesota and Missouri on Tuesday, but for his preference for sweater vests in a variety of colors that even sparked a Twitter account by supporters -- @FearRicksVest.

"Santorum looks like a college professor at best," said Burke. "He's trying to project a very conservative, all-American, 'Leave it to Beaver' look."

Some fashion critics said that as the Republican primary campaign progresses, Santorum has had to step up his style.

"With his sweater vest he was just trying to break out from the pack," said Patricia Pao, of Pao Principle retail consulting firm. "However, it fails to make him look 'Presidential.' I think that is why we are seeing him (now) alternating with wearing suits."

Former speaker of the U.S. House of Representatives Newt Gingrich has rarely been seen without a suit and tie and his wife Callista favors skirt suits and coiffed hair. Fashion experts say they fit the mold of a political couple.

"Newt and Callista are a matching pair even down to the helmet hair," said Irma Zandl, president of the trend and consumer insight firm the Zandl Group.

Burke was a little more blunt: "I don't know that a fashion statement and Newt Gingrich can be said in the same sentence. I don't think that's really on his radar."

Fashion critics say style also does not appear to be a concern of Texas congressman Ron Paul and likened his look to that of a college professor.

"He dons a suit and tie when he needs to for a debate, but apart from that he's walking around in a striped polo shirt," said Net-A-Porter's Taylor.

FIRST LADY STYLE

The wives of potential Republican presidential candidates will find it hard to follow in the footsteps of First Lady Michelle Obama, who quickly won over fashion designers and critics four years ago with her style choices, experts said.

There are websites devoted to documenting Michelle Obama's wardrobe and she has won praise for not only supporting emerging U.S. designers, but also mixing designer fashion with clothes from Main Street retail chains.

"Michelle Obama has set the stakes very high when it comes to her fashion choices," said Marc Karimzadeh, an editor at Women's Wear Daily. "Anyone hoping to come into the White House as first lady is going to have to measure up to Michelle Obama."

With Romney the Republican frontrunner to challenge Obama for the White House, Kibwe Chase Marshall, an editor for trend forecasting firm Stylesight, said it might be up to their wives "to duke it out for the title of fashionable first couple."

"(Ann Romney) has yet to seize her potential to captivate American voters via a dynamic choice in coat or shift dress. If and when she does, expect a political race of another sort to really pick up steam," Marshall said.

Some 90 designers are showing their fall 2012 collections at New York Fashion Week, which starts on Thursday. It is followed by similar events in London, Paris and Milan.

(Editing by Sandra Maler)

Source: http://us.rd.yahoo.com/dailynews/rss/obama/*http%3A//news.yahoo.com/s/nm/20120209/lf_nm_life/us_newyork_fashion_campaign

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